Riders HMO

Subscribe to our HMO plan and your rider enjoys free medical care with access to over 600 Hospitals in Nigeria. Our HMO partnership gives you more for less. Such rider will have access to Otolaryngologic (ENT) Services, Surgical Services of up to 150,000, Structured Lifestyle management program, HIV/AIDS- Diagnosis + Treatment at free specialist centers, Primary Eye CareConsultation and Optimal Treatment, Pain Therapy, Dental Trauma – Injury to Sound & Natural Teeth, Intensive Care Unit (ICU) Excluding life support for 2 days, Stabilization, Emergency drugs and Investigations (Including CT scan) on emergency by accident, Evacuation (Hospital to Hospital & Road Side to Hospital), Primary Care including Circumcision, Neonatal/Pediatric services,  Some obstetrics and Gynecological Services, Diagnostic services, In-patient and out-patient services.


  • Car insurance renewal (with terms and conditions)
  • Group life assurance (with terms and conditions)
  • Discount on SPA treatments

Havilah NG